Copy and paste the following into your html file:
<html>
<head>
<link rel=stylesheet type=text/css href=style.css>
<title>
YourTown, Berks County, Pennsylvania
</title>
</head>
<div id=wrapper>
<div id=header>
This is the header
</div>
<div id=main>
This is the main
</div>
<div id=right>
This the right side
</div>
<div id=footer>
This is the footer
</div>
</div>
</html>